Easy payment plans for

woocommerce

Sell more with extremely flexible* payment plans ready to go in under 6 minutes with our WooCommerce plugin.

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We use Stripe for secure payment processing. No credit card needed. No monthly fees.

Customers choose the payment plan option at checkout

They are taken to their payment plan payment page where they complete their first payment

Customers see your WooCommerce order confirmation page

Order status updated in WooCommerce. Customer sent a confirmation email with their dates and easy self-serve link

⚡ Set it up now with our step-by-step instructions. Takes about 6 minutes.

*We mean extremely flexible

With our WooCommerce plugin, you can offer payment plans exactly how you want, with many customization options – here are some:

Let customers choose their upfront payment amount
Let customers choose the number of installments
Show payment plans only for order over a certain amount
Show payment plans only if certain products are in the cart
Works automatically on stores with multi-currency checkouts
Offer up to three different payment plan options
Offer a layaway plan in addition to or instead of a payment plan
Offer different payment plan options based on the order total
Add surcharges and fees to suit your business
Allow customers to make early repayments any time – in part or full
Fully self-serve customer experience to easily manage their plan
Automated reminders and retries
Works with checkout customization plugins like Funnelkit and Cartflows
Works with WooCommerce blocks or the Classic checkout
Set any order status for customers on payment plans
Show custom text on the order confirmation page
Add custom text in the payment plan confirmation email
Easily send additional data from any checkout fields to Paythen
Set up advanced workflows with Zapier
Use outside WooCommerce with a fully featured dashboard

Works with your WooCommerce setup

Paythen works with almost any WooCommerce setup including sites using the classic checkout, the new blocks checkout, custom checkouts like Cartflows and Funnelkit, composite products, single page checkouts, Divi, Elementor, and much more. We regularly test Paythen with new versions of major plugins and themes. If you run into any issues on your site, we’ll sort them out for you. Just reach out via chat.

Here are working demos of four common setups:

Classic checkout demo

See our demo store using the most popular WooCommerce classic checkout

Blocks checkout demo

This demo uses the blocks checkout that is now the WooCommerce default

This demo uses the checkout customization plugin – Cartflows

This demo uses the checkout customization plugin – FunnelKit

⚡ Set it up now for your store with our step-by-step instructions. Takes under 6 minutes. Reach out via the chat icon if you need a hand 🙋‍♀️

Payment plans your way

Unlike BNPL companies, Paythen puts you in control. Choose the billing interval – weekly, monthly or anything else you want, add surcharges, deposits, and more. Provide your product or service immediately or offer a Layaway where customers pay first, then get their purchase. Or do both.

It’s your business – you’re in full control.

See our payment plan examples

Customers can help themselves 24 x 7

With self-serve links like this one generated for each customer and emailed to them when they sign up, they can see what they’ve paid, what they owe, make early payments, change their card info, view receipts and more – via a secure link they can access 24 x 7.

Deliver an exceptional experience without extra admin.

More sales, not admin with automatic everything

Customers get reminders before each scheduled payment, and there are automatic retries and automated follow-up emails if a payment fails. This reduces failed payments, chances of defaults, and eliminates manual follow-ups.

You’re always in the loop for any failed payments via email notifications and easy to spot overdue statuses in the dashboard.

Works with your workflow

Supercharge your workflow by sending customer data to over 7,000 apps with Zapier, or set up custom workflows like text messages and progress-based emails.

Integrate with almost any tools you use including Slack, Gmail, Salesforce, Google Sheets & more.

See our Zapier app and common workflows

An intuitive admin dashboard for you and your team

Manage all your payment plan customers easily via an intuitive admin dashboard.

You can see handy stats, customers that are in progress, ones that have completed, any with overdue payments and even pause, cancel and change payment dates for individual customers. You can even create directly usable payment links for custom orders or tailored payment plans, create coupon codes, collect one-time payments and more.

Future-proof

If you ever decide to switch ecommerce platforms or just want to use Paythen with some other workflow, there’s no disruption. Paythen works fully independently of WooCommerce. There will be no disruption to any active payment plan customers, you’ll continue to have access to all your data and you can use Paythen with almost any other platform, either directly or via Zapier.

No risk, just upside

We don’t charge any fixed monthly fees and there are no hidden charges – just a low 2% when someone makes a purchase through Paythen (separate to Stripe payment processing fees). You can even pass this on to customers.

This means you’re not paying for something that doesn’t help you sell more. We only make money if you do.

⚡ Set it up now for your store with our step-by-step instructions. Takes 5-6 minutes. Reach out via the chat icon if you need a hand 🙋‍♀️

How Paythen stacks up

We’re biased but we believe Paythen is an excellent option and great value for many businesses. It’s purpose-built to offer flexible payment plans, almost entirely automated and helps you make more money, while saving you time. We cover the pros and cons of the WooCommerce Deposits plugin, buy now pay later company plugins, and how they compare to Paythen here.
See Paythen in action on our demo store.

Deposits plugin by WooCommerce

A good, cheap option with one huge weakness – your customers have to re-enter their payment info for every payment on the payment plan.

This means more defaults, more manual admin chasing failed payments and less time to focus on your business.

Buy now pay later companies like Afterpay, Klarna and others

You get paid upfront but you give away a large chunk of your profits, lose control of your brand, and give away your customer relationships.

Only available to some merchants in some countries and your customer has to be in the same country.

How does it work?

It takes just a few minutes to show the payment plan option in your checkout. Your customers will choose this option, complete the checkout and get taken to the payment plan page. Once they pay, they are brought back to your WooCommerce order confirmation page. See this in action on our demo store.
Here are step-by-step instructions to set this up. We’re here to help if you need it.

Create your free Paythen account and define some payment plan settings.

Install our free plugin, paste in your Paythen template link from the previous step, and set it live 🎉

Your checkout will now feature the payment plan option and customers can choose it at checkout.

WooCommerce

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1. Can I offer WooCommerce payment plans or installments with Paythen?

Yes. Paythen’s WooCommerce plugin lets you offer flexible payment plans directly at checkout. You define the rules—number of installments, frequency, deposit, etc — and also whether you want those pre-set or allow customers to choose within a range. Once customers sign up to the payment plan, everything is automated - reminders, retries, etc. Each customer gets their own self-serve link they can access 24x7 to view and manage their plan, change payment info and even pay the plan early any time.
2. Is Paythen a buy now, pay later service? How is it different?
No. Paythen is not a buy now pay later credit service like AfterPay. We use AfterPay as an example below, but the points below apply to most buy now, pay later services like Klarna, Affirm and many others.

Once you create a plan in Paythen, your customers get to choose to pay the full amount immediately or via a payment plan that you've defined. Both options require your customers to use their credit or debit card to pay. This means 100% of your customers can choose a payment plan option instead of only those that get approved for credit.
- AfterPay is a credit service. With Paythen, your customers can get get a payment plan, but they can use their existing credit or debit card to do so.
- AfterPay is like a mini-loan, with Paythen, there is no credit provided – this is not only more responsible, but also more flexible and better. Your customers get to choose how they want to pay, and which payment method they want to use, while you pay lower fees and deliver a better customer experience.
- AfterPay has a fixed 8 week repayment period. This is rigid, and can still be very high for high value items. With Paythen, you can set the payment plan interval to whatever you want – weekly, monthly, fortnightly, or any other custom interval – and you also choose how long it goes for.
- AfterPay takes away your direct relationship with your customer – and build their brand, instead of yours. With Paythen, there is little to no Paythen branding involved – we just give you the mechanism to offer split payments, while giving you the reporting and flexibility you need.
- AfterPay takes away a big chunk of your profit margin with each transaction. With Paythen, you get to decide – you pay a low 2% per transaction with no monthly or other fees. You do pay the payment processing fee to Stripe, which is the payment processor.
- Paythen is a complete billing and payment system that gives you ease of use, reporting and insights and important features for your customers whereas AfterPay and others are just credit providers.
- Paythen is built on top of Stripe – the world's most popular (and in our opinion, the best) online payment processor. This means from day one, you can accept payments in hundreds of currencies.
We go into more depth on the comparison as well as the pros and cons of BNPL vs Paythen in this article.
3. Can you help me set up Paythen on my WooCommerce site?
Absolutely. We recommend trying the setup first with these steps:
1. Create your free Paythen account
2. Configure your payment plan template
3. Enable WooCommerce in the Paythen settings and download and install our free plugin
4. Enable the payment plan option in the WooCommerce plugin settings
5. Test the flow on your site
This is all detailed in the step-by-step guide here but if you get stuck anywhere or just need a hand, reach out to us via the chat icon and we'll help you get up and running.
4. Can I use Paythen outside WooCommerce?

Yes. while Paythen deeply integrates with WooCommerce, it also works completely independently of it. You can create and share payment plan links directly via your Paythen dashboard, via email, social media, on your link in bio and even set up advanced workflows using our Zapier app.
5. What does Paythen cost?

Paythen has no fees for the first 7 days during your free trial. After this, Paythen is just a low 2% per transaction. There are no other fees or charges. We get paid only when you do!

As with all billing systems, Paythen's fees are separate to Stripe fees.