Sell anything other than consumer-focused eCommerce? You’re out of luck when it comes to the standard buy-now-pay-later companies. Most BNPL companies want merchants that sell B2C products, with average order values less than $1,500.

Most businesses that sell services, non-standard products or high value items won’t even get approved to have this option available.

If you sell a $2,000 course, $5,000 workshop, a $10,000 service, you have very limited and often very expensive customer financing options available – typically with a terrible customer experience involving credit approvals, documents, proof of income, expenses and more.

Offer flexible customer financing to all your customers for any amount, over any time period, in under 2 minutes with Paythen.

A customer financing tool like Paythen is especially suitable to service businesses as you can align the payment plan billing intervals to the provision of the service. This essentially eliminates any risk for you – if the customer doesn’t pay, they stop getting the service.

Eg: If you offer a service delivered over 6 months, you can charge the customer an upfront amount, say 20%, and the remainder, over 5 monthly payments, paid in advance. In case a customer defaults/is delayed on a payment, you can simply withhold the service. If you’re selling a digital product or service, the same principle applies – you can withhold it if a customer stops paying.

Based on our analysis of millions of dollars of transactions processed through Paythen, over 50% of customers choose a financing option when given the choice.

With Paythen, you can offer flexible, low cost customer financing that helps increase sales without adding risk for your service business and while retaining full control of everything, including your branding. Paythen makes it easy to connect your Stripe account and offer payment plans exactly how you need to, with maximum flexibility and minimal extra admin.

Offer customer financing on your own terms, in minutes.

We only get paid if you do. No ongoing fees.

We’ll ask you to connect your Stripe account or create a new one once you sign up. Paythen works with Stripe.

Easy payment plans

Offer your customers a flexible payment plan set by you, to increase conversions and sales.

Easy payment links

An easy to share payment link that works on any website and any device - matching your brand.

Flexible plan types

Offer payment plans, pay your way plans where customers can choose, subscriptions or one-off payments.

Automated reminders & emails

We automatically send handy reminders before payments & follow-ups if a payment fails.

Change payment info easily

Your customers can change their card info anytime they want, with zero time spent by your team.

Integrate with other apps

Send Paythen data to over 6,000 other apps with our Zapier integration.

Discover more features, check out these examples or see our FAQs